Top 5 Best Affordable Health Insurance 2022 - Discus 4 UTop 5 Best Affordable Health Insurance 2022 - Discus 4 U
1. United Healthcare
Pros: Range of health insurance optionsGlobal health coverage .Extensive networkCon: Its Medicare Advantage plans were ranked lower than average by J.D. Power.
2. Blue Cross Blue Shield
Pros:– Extensive network– Available in all 50 states– Offers Medicare plansCon:– Quality will vary depending on which Blue Cross Blue Shield company you’re a member of
3. Kaiser Permanente
Pros:– Integrated care model– Multiple specialties under one roof– Simplified claims processCons:– Not available nationwide– Many providers and specialists aren’t part of the Kaiser network, and out-of-network care may not be covered.
Pros:– Offers coverage abroad– Highly rated in several areas– Mobile apps simplify care managementCon:– Only available in select states
5. Sidecar Health
Pros:– Affordable premiums– Cash discounts at providers– Can enroll or disenroll at any timeCons:– Can be denied coverage for pre-existing conditions– Annual maximum on benefits